We compiled a list of our customer frequently asked Medicare questions.
Medigap Select is an independent insurance agency with headquarters in Kansas City, Missouri. We are trained licensed professional agents with a strong understanding of everything Medicare. Our goal at Medigap Select is to help Medicare eligible consumers to navigate the road to a successful enrollment into Medicare Supplement Insurance and other healthcare related products.
Anybody with a license can sell you a Medicare Supplement insurance policy and maybe that’s all they do. Just sell you. At Medigap Select we know that everybody’s situation is different and it’s imperative our initial conversation with you is based upon your specific needs. Then and only then, we can recommend a plan that will cover your needs and help you enroll with piece of mind. Year after year we will talk with you about any changes that may effect you and help you shop for a new plan if required.
Most people will get Medicare when they turn age 65, some others may qualify for Medicare if they have received Social Security disability benefits for 24 months before age 65. People with ESRD (end-stage renal disease) are also eligible for Medicare at any age.
There are 10 standardized Medicare Supplement plans to choose from, but which one is the best? First thing to know is that the benefits for each Medigap policy are the same for every company that sells that plan. Rules are a little different if you live in Massachusetts, Wisconsin or Minnesota.
There is only one Medigap plan that covers 100% of the gaps in Medicare and that is Medigap Plan F. (other than the foreign travel emergency benefit which is covered at 80%). If you travel out of the country ask us about our very affordable travel insurance options.
Here is a chart of the Medicare Supplement Benefits as of 2017.
[table id=2 /]There is a high deductible Plan F option which is why you see the asterisk beside that plan letter. The 2017 deductible for Medigap Plan F High Deductible is up to $2,180 per year.
