Medigap Plan F

The Cadillac of all

Medicare supplement insurance plans.

Find out if you can qualify for this Medicare Gap Coverage.

What is Medicare Supplement Plan F?

Medicare Supplement Plan F is a comprehensive insurance plan that provides coverage for the gaps in original Medicare (Parts A and B). It covers almost all out-of-pocket costs, including deductibles, copays, and coinsurance, with the exception of a few routine charges such as the Part B excess charges. This makes Plan F a popular option for those seeking peace of mind and protection against unexpected medical costs. It is important to note that Plan F is no longer available for new enrollments as of January 1, 2020.

A chart that shows the benefit coverage of Medicare Supplement Insurance Plan F.

Who qualifies for Medigap Plan F?

If you are turning age 65 and enrolling into Medicare, you are eligible to apply for Medicare Supplement Plan A.
If you are under age 65 and eligible for Medicare, you can apply for a plan if it's offered in your state.
If you are leaving an employer sponsored plan and enrolling into Medicare, you can apply for Medicare Supplement Plan A

Coverage for Medicare Part A deductibles: Medigap Plan F covers the deductible for Medicare Part A, which is the hospital insurance part of Medicare. This means that you won't have to pay the $1,600 deductible out of pocket.
Coverage for Medicare Part B deductibles: Medigap Plan F also covers the annual deductible for Medicare Part B, which is the medical insurance part of Medicare.
Coverage for Medicare Part B deductibles: Medigap Plan F also covers the annual deductible for Medicare Part B, which is the medical insurance part of Medicare
Coverage for Medicare Part B deductibles: Medigap Plan F also covers the annual deductible for Medicare Part B, which is the medical insurance part of Medicare.
Coverage for Medicare Part B copayments and coinsurance: Medigap Plan F covers the 20% coinsurance for Medicare-covered services, as well as any copayments for hospital stays and certain other services.
Coverage for Medicare Part A hospital costs: Medigap Plan F covers an additional 365 days of hospitalization after Medicare benefits are exhausted.
Coverage for skilled nursing facility care: Medigap Plan F covers the coinsurance for skilled nursing facility care
Coverage for foreign travel emergency care: Medigap Plan F covers 80% of the cost of foreign travel emergency care.
No out-of-pocket maximum: Unlike other Medigap plans, Medigap Plan F has no out-of-pocket maximum, which means that there is no limit to the amount you may have to pay out of pocket for covered services.

Medicare can be confusing for most. We want to help you navigate the many options available to you, so please call us directly at (800) 405-4802 and chat with our insurance advisors for help.